Dein erstes Forum » Whether you get the policy for yourself or for aging

Free News Articles Home Free News Articles Insurance Long Term Care Long-Term Care Insurance Is a Gift for the Whole Family Zach Gentry Jersey , ACSIA Partners Says Long-Term Care Insurance Is a Gift for the Whole Family, ACSIA Partners Says
KIRKLAND, Wash. -- If you want to brighten the lives of everyone in your family, "Consider the gift of long-term care insurance," says Denise Gott Benny Snell Jr. Jersey , CEO of ACSIA Partners, a leader in long-term care planning.

"Whether you get the policy for yourself or for aging parents, it's really a gift for everyone," Gott asserts.

"Different family members benefit in different ways at different times," she says Justin Layne Jersey , "but everyone stands to benefit overall." For example:

* If you get a policy for yourself or spouse, you protect your assets and the future of your entire extended family. "With money available to pay for care," says Gott, "your savings and property won't be as vulnerable to unexpected care costs. And you may avoid relying on your children or other relatives to pay for your care." This knowledge alone can ease tensions and make the holiday season more pleasant, Gott points out.

* If you get a policy for aging parents Diontae Johnson Jersey , everyone benefits, not just them. "Your parents may live the rest of their lives with greater security and less fear," says Gott, "but you may also benefit. You guard against sudden, large care expenses down the pike Devin Bush Jersey , which could be disruptive. And you gain more control over your own future." For example, she explains, there's less likelihood you or your spouse will have to leave a job to provide care personally.

* Your children stand to benefit, too. With care expenses made more manageable through planning, educational plans can be made with greater certainty. "It's less likely you'll ever have to choose between tuition for your kids and care for your parents or spouse James Conner Jersey ," says Gott.

* Added reward from Uncle Sam. A portion of long-term care premiums may be deducted on federal income tax returns. Tax deductions or credits are also available in many states. "It's like a gift, a nice incentive, and it keeps recurring," says Gott. "You can set yourself up for 2016 and every year after."

"Long-term care insurance is truly a gift that keeps on giving," says Gott. "You'll have less to worry about this holiday season JuJu Smith-Schuster Jersey , and every holiday season from here on. You can relax and enjoy the festivities and one another."

Shopping for long-term care insurance is made easy on the ACSIA Partners website: http:www.acsiapartners.

Visitors may explore a range of affordable long-term care planning options including critical illness insurance, annuities, and life insurance with LTC riders as well as traditional LTC insurance. By-phone or face-to-face meetings with local agents are also available.

ACSIA Partners LLC -- http:www.acsiapartners -- is one of America's largest and most experienced long-term care insurance solution agencies. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, run by the 3in4 Association, which encourages Americans to form a long-term care plan.


This news story was published by the Neotrope® News Network - all rights reserved.

Construction Loan for Home

Posted by anuragmishra on February 28th T. J. Watt Jersey , 2017


Finding construction loan for home is not as easy as finding a regular home loan. This is because you are borrowing money for something that doesn't exist yet. To find the right loan program you will need to shop around, and ask many potential lenders a lot of questions about loan terms, rates, and requirements.


After you find a lender that offers construction loan for home it is a good idea to start the pre-approval process. This process is a shorthanded version of what you will need to go through to get officially approved for a construction loan. This process will usually involve the lender asking you questions about your credit history, your FICO score Terrell Edmunds Jersey , what type of collateral you have, and what type of property you plan on building. The lender will then use this information to determine if you qualify for any of their loan programs. If you are pre-approved for a construction loan then the lender will give you a dollar range of what you are qualified to borrow for your project. They will also tell you what interest rates and terms are attached to the loan programs that you qualify for. You can then use this information to find a property, architect, and contractor. However, to actually get the money from a construction loan the information that you provided to the lender will need to be verified. This is the qualification process.


If you are interested in construction loan for home for a commercial project then you will need to look for a lender that offers real estate development loans. These loans are specially designed for providing real estate developers with the capital needed to complete their real estate projects. The benefits of these loan types are that they offer flexible terms and rates. The drawbacks of these loan types are that they are difficult to find Jerome Bettis Jersey , they can take a long time to put together, and they may require a large amount of collateral to qualify for one.


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