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Moneybarn Wholesale Jerseys Online , the UK’s leading specialist car funder today announced the launch of a new car finance product focused on providing no nonsense ‘prime’ levels of service, affordability and flexibility for the growing number of British consumers who are now viewed as ‘non prime’ by UK financial institutions.


moneybarn, previously known as Duncton plc, have been trusted for over 20 years to finance cars for consumers with unusual or ‘non conforming’ circumstances, and with the introduction of a unique decision making process now have more freedom to responsibly lend to customers who are no longer accepted by prime lenders. More than just a credit score Wholesale Jerseys Free Shipping , moneybarn’s underwriting takes into account a further four variables – the trade value of the car, levels of customer debt, income and address stability and affordability over the duration of the agreement.


Global credit information provider, Equifax revealed this year that 1 in 3 consumers who applied for a credit card in the last 12 months were refused credit because they had a poor credit rating * and according to Credit Action, more than 100 Wholesale Jerseys From China ,000 people will be declared insolvent or bankrupt and over half a million Consumer County Court Judgements (CCJs) will be issued in the UK this year alone. **


Set against this economic climate, the need for all families to have access to reliable and affordable transport is greater than ever. Often constrained by their own failures pre-credit crunch, banks have had no choice but to tighten their lending criteria and squeeze out consumers with less than perfect credit histories. Peter Minter, moneybarn’s Managing Director for the past 8 years describes the problem faced by consumers when rejected by their banks or prime car finance companies,


“The alternative to high street banks can be either be unscrupulous lenders and extortionate rates Wholesale Jerseys China , or the prospect of being forced into unsuitable cars with tied car and finance agreements where the consumer pays dramatically over the odds for both their car and the finance product. By allowing our customers the freedom to choose a car from the dealer of their choice and still offering competitive rates, we offer an ethical and responsible alternative.”


As the actual lender, moneybarn is able to consider each applicant, view every case on its merits and tailor competitive funding to fit as Shamus Hodgson, Commercial Director at moneybarn describes Wholesale Jerseys ,


“There are a growing number of British consumers who are finding themselves outside of the mainstream finance world, in no small part brought on by the economic circumstances of the past three years. Unlike banks who are tied to rigid credit scoring, we take a wider view of personal circumstances and remain very much an asset based lender – this means we are able and willing to responsibly lend to customers who are currently marginalised by high street lenders.”


Bad Car Credit


Air Conditioning Repair and Troubleshooting Help Home Repair Articles | May 22, 2012
Air conditioning repair is not something to put off. Before you call a tech out, though Cheap NFL Jerseys China , consider these troubleshooting tips.

Air conditioning repair is the last thing you though you would have to deal with this summer. Who knew your system would stop working on the hottest day of the year so far? You may not have gotten around to doing preventative maintenance on the system for a while. Now that your system is not working, you are scrambling to find a solution that will work. The good news is that you may be able to troubleshoot some of these problems on your own.

What Is Wrong With It?

For those with central air conditioners, it pays to do a bit of troubleshooting before you call out a technician for the repair work. Air conditioning repair may be necessary, but before you call them, consider the following tips.

Condenser Isn't Running

If this is the cause Cheap NFL Jerseys , be sure there is power. Try lowering the thermostat by five degrees just in case it is set too high. If these things do not work, you may need to call a professional. It could be that the compressor itself or the motor is faulty. Repairs and replacements may be necessary.

The Cooling Is Inadequate

If you are getting some cold air but not enough, consider the thermostat setting. If set too high, the system will not run properly. Try lowering it by five degrees. The evaporator may be dirty. If this is the case, use your manual to learn how properly to clean it. That could be the entire problem. If these steps do not solve the issue Cheap Jerseys China , you may want to consider replacing the system with a larger one. The system may simply be too small for the space it needs to cool.

It Isn't Cooling At All

Another situation could arise in which there is no cooling to the space. After checking to make sure the temperature is right and that the system has power, the next step is to clean the condenser. If the coil or fins are dirty or clogged, it will not work properly. If the fins are bent, straighten them out. If the evaporator is dirty, this could cause the system to shut down as well. If these steps do not help Cheap Jerseys , you will need to call a professional out. It could be that the system lacks refrigerant or that the compressor is not working properly and needs replacing.